Laurie Zaleski
Family First Life

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Laurie Zaleski
Family First Life

Laurie Zaleski Family First LifeLaurie Zaleski Family First LifeLaurie Zaleski Family First Life
  • Home
  • About
  • Client Reviews
  • Join Our Team
  • Blog
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Protect What Matters Most

Protect What Matters Most Protect What Matters Most Protect What Matters Most
Contact Us

Protect What Matters Most

Protect What Matters Most Protect What Matters Most Protect What Matters Most
Contact Us

How I Help Clients

Assessing Need

Unforeseen events and the wrong insurance can quickly lead you and your family to financial hardship. 

I analyze your needs and get you protected with the right insurance and help secure your finances for the future. 

Schedule an appointment today for a free consultation. 

Building Relationships

Everyone has different needs. I focus on understanding what is important to you. Working together, we customize an insurance and retirement portfolio that is tailored to your unique  situation.

Focused On Providing Value

My promise is to educate you on how your plan works and the value it provides to you and your family. I meet with my clients bi-annually, and any time by appointment, to ensure they have the most up-to-date information to make informed decisions.

Frequently Asked Questions

Please contact us if you cannot find an answer to your question.

The 2 principle types of Life Insurance are Term and Permanent:  


Term Insurance

  • Insures policyholder for a predetermined amount of time, term, - typically 5, 10, 20 or 30 years. 
  • Beneficiaries only receive a payment if you die within the policy’s term. 
  • A good option for people who need protection for a limited amount of time.
  • Less expensive than permanent life insurance.


Permanent Insurance 

  • Insures the policyholder for a lifetime as long as the premiums are paid on time. 
  • Beneficiaries receive a payment if you die while your policy is still active. 
  • Premiums tend to be more expensive than term life insurance premiums.


We analyze your current need to determine which type of Life Insurance is right for you and your family. 


The type of life insurance that is right for you will depend on a number of personal factors:


  • How long you need coverage?
  • how much coverage you need?
  • What is your budget?


These factors are what we will look at when customizing your individual plan. 


Everyone.


  • Anyone with dependents or who is financially responsible for the livelihood of another person needs Life Insurance.  
  • Anyone who does not have dependents needs Life Insurance. Plans today include Living Benefits so that if you become sick or disabled, you have access to your policy.
  • Anyone with Debt needs Life Insurance. Your loved ones are responsible for any debt left behind when you pass. Debt including Mortgages, Car loans, Home Equity Loans, Personal Loans, Credit Cards, even Student Loans. Insure your debt. Don't have your last note to your loved ones be an IOU. 


As part of your free consultation, we do a "Financial Inventory" and review your debt. 


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Laurie Zaleski- Licensed Agent

(631) 284-3396 LZaleskiFFLagent@gmail.com

Hours

Monday - Friday: 9am - 6pm

Saturday: 10am - 2pm

Sunday: Closed

Laurie Zaleski

(631) 284-3396

Copyright © 2024 Laurie Zaleski- Licensed Insurance Agent - All Rights Reserved.

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